Commercial Motor and Fleet Insurance provides a coverage option for your business motor vehicle or collection of vehicles without having to insure them individually, it gives you the convenience of managing all your company’s vehicles under one policy. Whether you have five vehicles or 1500, you get only one renewal.
This type of policy can be suitable for a range of different vehicle types and motor fleet sizes.
Type of vehicles:
- Sedans
- Utes
- SUV’s
- Limousines
- 4×4
- Trucks – all types and sizes
- Prime Movers
- Trailers – all types and sizes
- Cranes
- Excavators
- Mobile Machinery
- Buses
- Many more…
Available Covers:
- Comprehensive – Market Value
- Comprehensive – Agreed Value (depending on insurer and type of vehicle)
- Third Party Property Damage, Fire & Theft
- Own Damage Only – Market Value
- Own Damage Only – Agreed Value (depending on insurer and type of vehicle)
- Third Party Property Damage Only
Optional Covers (only available under certain type of policies and vehicles):
- Rental vehicle following an accident
- Windscreen excess waiver
- No Claim Bonus protection
- Hook liability – i.e. Tow trucks extension
- Loss of use – business interruption
Transport Operators Available Extensions:
- Public Liability
- Carriers liability or goodwill
- Business Interruption
Please note: This is a general description of cover only – for full description of covers please refer to your policy wording.