Commercial Motor & Fleet Insurance


Commercial Motor and Fleet Insurance provides a coverage option for your business motor vehicle or collection of vehicles without having to insure them individually, it gives you the convenience of managing all your company’s vehicles under one policy. Whether you have five vehicles or 1500, you get only one renewal.

This type of policy can be suitable for a range of different vehicle types and motor fleet sizes.

Type of vehicles:

  • Sedans
  • Utes
  • SUV’s
  • Limousines
  • 4×4
  • Trucks – all types and sizes
  • Prime Movers
  • Trailers – all types and sizes
  • Cranes
  • Excavators
  • Mobile Machinery
  • Buses
  • Many more…

Available Covers:

  • Comprehensive – Market Value
  • Comprehensive – Agreed Value (depending on insurer and type of vehicle)
  • Third Party Property Damage, Fire & Theft
  • Own Damage Only – Market Value
  • Own Damage Only – Agreed Value (depending on insurer and type of vehicle)
  • Third Party Property Damage Only

Optional Covers (only available under certain type of policies and vehicles):

  • Rental vehicle following an accident
  • Windscreen excess waiver
  • No Claim Bonus protection
  • Hook liability – i.e. Tow trucks extension
  • Loss of use – business interruption

Transport Operators Available Extensions:

  • Public Liability
  • Carriers liability or goodwill
  • Business Interruption

Please note: This is a general description of cover only – for full description of covers please refer to your policy wording.

how can we help you?

Contact us at Spectrum Insurance Group for an obligation free insurance review.

Harry at Spectrum Insurance Group identified a critical oversight in one of our policies and then spent the time reviewing our requirements and provided us with an annual policy to cover all of our insurances. He is trustworthy, knowledgeable and provides excellent service. Harry has made the process of dealing with insurance painless. We not only reduced our premiums but know we are well covered. His knowledge and commitment is amazing. We are so grateful for his thoroughness and time spent with us to understand our business. He is part of our team.

Tony M.
Financial Controller
Book your OBLIGATION FREE insurance review now!