Small & Medium Business Insurance


Business Insurance

Business Insurance packages provide an effective way to manage your business risk exposures.

With a wide range of available covers, Business Insurance packages can be tailored to suit your business’ needs and budget.

Available packages:

  • Business Package
  • Trades Package
  • Office Package
  • Farm Package
  • Retail Package

Available covers:

  • Property – cover for damage due to fire, water, impact etc…
  • Business Interruption – cover for your loss of gross profits
  • Public & Products Liability – cover for third patty property and bodily injury resulting out of or in connective with your business activities
  • Burglary/Theft – covers your contents at the insured location for burglary and theft
  • Glass – replacement of broken glass
  • Money – theft of money from property, safe or in transit
  • Machinery Breakdown – covers your machinery for breakdown of the motor
  • Electronic Equipment Breakdown – cover for your computers, servers etc… against electronic breakdown
  • General Property – cover for your portable tools of trade
  • Tax Audit – covers cost of preparing your company audit in the event of a random audit by the Australian Tax Office

Specialised Strata Insurance products are available for strata titles properties

Please note: This is a general description of cover only – for full description of covers please refer to your policy wording.

how can we help you?

Contact us at Spectrum Insurance Group for an obligation free insurance review.

Harry at Spectrum Insurance Group identified a critical oversight in one of our policies and then spent the time reviewing our requirements and provided us with an annual policy to cover all of our insurances. He is trustworthy, knowledgeable and provides excellent service. Harry has made the process of dealing with insurance painless. We not only reduced our premiums but know we are well covered. His knowledge and commitment is amazing. We are so grateful for his thoroughness and time spent with us to understand our business. He is part of our team.

Tony M.
Financial Controller
Book your OBLIGATION FREE insurance review now!